Terms of Use

These Terms govern your use of Stanca, including this website and the Stanca mobile app product. By using Stanca or creating an account in the app, you agree to these Terms. If you do not agree, do not use Stanca.

Stanca is a personal expense-tracking utility. It helps you record, organise and understand spending, including optional receipt capture and optional sync to tools you control.

Stanca is not a bank, financial institution, accounting firm, financial adviser, investment adviser or tax adviser. Stanca does not provide professional financial, investment, accounting or tax advice.

You must be at least 13 years old (or older where your local law requires) to use Stanca.

Some app features may require an account (for example Google sign-in). You agree to provide accurate information where required and to protect access to your account and devices. Notify us if you reasonably believe your account has been compromised: support@stancaapp.com.

This marketing website's waitlist and contact forms do not create a Stanca app account by themselves.

You may browse the site, join the waitlist, contact support, and read public journal content. Do not misuse the site, attempt to disrupt it, or submit unlawful or abusive content through forms.

The app may show summaries, categories, budgets or other calculations based on information you provide or sync. You remain responsible for checking information before relying on it for financial decisions.

Use Stanca for lawful personal purposes supported by the service. You must not:

• use Stanca unlawfully;
• access another user's account without authorisation;
• interfere with security or access controls;
• introduce malware; or
• abuse Stanca's infrastructure.

You retain ownership of information and content you submit, subject to the limited rights Stanca needs to host, process, transmit and display that content to operate and support the service.

Stanca's branding, interface, software and original site content are owned by or licensed for Stanca and protected by applicable law. These Terms do not transfer that ownership to you.

Stanca may depend on third-party services (for example hosting, email, Google sign-in or sync, and content tooling). Their availability and terms may be outside Stanca's direct control.

Stanca aims for reliable service but does not guarantee uninterrupted or error-free availability. Features may be added, changed or discontinued as the product develops.

Access may be restricted where reasonably necessary for serious Terms violations, unlawful activity, security threats, abuse or legal requirements.

App users may delete their account using in-app controls where available, or through the process described at Account deletion.

To the fullest extent permitted by law, Stanca is provided on an “as available” basis. Financial records and calculations may contain errors or depend on incomplete user inputs. Independently verify information when accuracy matters.

Nothing in these Terms excludes liability that cannot legally be excluded in your jurisdiction.

How information is handled is described in the Privacy Policy.

We may update these Terms. The version and dates at the top will change when we do. Continued use after an update means you accept the revised Terms where permitted by law.

Questions about these Terms: support@stancaapp.com or Contact Us.